Stories on Investing, Financing,
& Everything In-Between

MoFin's blog covers all things related to fix and flips,
rehab projects, rental properties, and real estate investing

Delayed Financing for Investment Properties

Delayed Financing Helps You Grow Quicker

July 13, 2022 by George D.

Some real estate investors use cash to purchase their investment properties and there are many advantages to doing so. If you can make an all-cash offer, with no financing contingency, you are putting yourself at an advantage over other investors or buyers, after all, “cash is king.” This may also benefit you because it can help lower the purchase price as the seller will have more incentive to accept your offer. Most sellers want their price but all want to close and move on.

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How to Get a Loan for a Rental Property

How to Get a Loan for a Rental Property

March 10, 2022 by George D.

It is important as a real estate investor to realize that finding a good cash-flowing rental property is just one piece of the puzzle. The financing aspect is just as important. It is not ideal to be in a situation where you are under contract to purchase a rental property that you either will not be able to finance the acquisition of or have limited options, which leaves you with purchasing in cash or borrowing at unattractive terms. You also do not want to buy in cash and have difficulty doing a cash-out refinance in the future. Cash is king and having it tied up in your investment property can hold you back from growing.

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How to Get a Loan for a Rental Property

Bridge or Hard Money Financing

July 17, 2021 by George D.

Whether you're new to real estate investing or an industry titan, you know that banks are vital but often lack speed and flexibility. Add to that their focus on lending for owner-occupied, primary, or secondary residences, and it becomes clear that banks underserve the market when it comes to loans for investment properties. We’ll take a look at what bridge or hard money financing is, what it can be used for, some of the general requirements, and its advantages and disadvantages.

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