Rental Property and Bridge Loans
for Real Estate Investors

CHECK YOUR RATE

 Checking your rate won't affect your credit score

Why MoFin?

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Experience
Matters

We take your prior rental property experience into account so that you qualify for the lowest rate available even if your credit isn't perfect

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Direct
Lender

MoFin lends directly to you. No banks, no middle-men, no jumping through hoops to get approved

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Check Your Rate
and Close Fast

Our prequalification process takes about 5 minutes and you can close within 3 weeks

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Emphasis on
Property Income

Unlike traditional lenders, we qualify your loan based on your property's rental income, not your personal income

CHECK YOUR RATE

Rates & Terms

Long-Term Rental Loans
For Buy and Hold

Interest-only icon

7/1 ARM

30-Year Term

Purchase or
Cash-Out Refinance

Fixed rate icon

Loan-to-Value Ratios

Up To 75%

Short-Term Bridge Loans
for Fix & Flip

Interest-only icon

One-Year Interest-Only

Loan Amounts Up To:
90% Loan-to-Cost
70% After Repair Value

No Prepay Penalty

A smarter rental property loan in 3 easy steps

Three steps

Check your rate in 5 minutes and get pre-qualified. Just answer a few quick questions about your rental property and experience

Compare the loan options available to you instantly

Accept your terms and start the application process the same day you get pre-qualified. Close in less than 3 weeks

CHECK YOUR RATE

Property Types

Circle checkSingle Family
Circle checkCondo
Circle checkTownhome
Circle checkPlanned Unit Development
Circle check2 - 4 Family
Circle checkDistressed / Rehab-Needed
CHECK YOUR RATE
COMPANY
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Disclosures
Pre-Qualification Disclosure: A pre-qualification is not a commitment to lend. The rate and monthly payment you see upon completing the pre-qualification form is only an estimate and is subject to change during the full mortgage loan underwriting process. MoFin provides loans for business purposes only and does not lend for consumer or household purposes. During the underwriting process, a completed loan file with an acceptable appraisal must be provided for underwriting review before a lending decision can be made. Some states require a license to lend, and MoFin is not currently a licensed mortgage lender in any state. After completing the pre-qualification form, a MoFin representative will contact you to discuss next steps.
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