Rental Property and Bridge Loans
for Real Estate Investors


 Checking your rate won't affect your credit score

Why MoFin?

Experience icon


We take your prior rental property experience into account so that you qualify for the lowest rate available even if your credit isn't perfect

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MoFin lends directly to you. No banks, no middle-men, no jumping through hoops to get approved

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Check Your Rate
and Close Fast

Our prequalification process takes about 5 minutes and you can close within 3 weeks

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Emphasis on
Property Income

Unlike traditional lenders, we qualify your loan based on your property's rental income, not your personal income

Rates & Terms

Long-Term Rental Loans
For Buy and Hold

Interest-only icon

7/1 ARM

30-Year Term

Purchase or
Cash-Out Refinance

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Loan-to-Value Ratios

Up To 75%

Short-Term Bridge Loans
for Fix & Flip

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One-Year Interest-Only

Loan Amounts Up To:
90% Loan-to-Cost
70% After Repair Value

No Prepay Penalty

Prequalify for an investment property loan in 3 easy steps

Three steps

Check your rate in 5 minutes and get pre-qualified. Just answer a few quick questions about your rental property and experience

Compare the loan options available to you instantly

Accept your terms and start the application process the same day you get pre-qualified. Close in less than 3 weeks

Property Types

Circle checkSingle Family
Circle checkCondo
Circle checkTownhome
Circle checkPlanned Unit Development
Circle check2 - 4 Family
Circle checkDistressed / Rehab-Needed