Forget What You Know About Hard Money Lenders

No-Hassle Process. Transparent Costs. Certainty of Close.


Loans for all your investment property needs

MoFin is a direct lender for residential and commercial investment properties. We offer solutions to real estate investors that other lenders don't. Whether you're looking to fix and flip, rehab-to-hold, or purchase a turnkey rental property, we've got you covered



  • 12-18 month term, no prepayment penalty

  • Fix & Flip, BRRRR, Ground-up, Value Add

  • 1-4 units, 5+ unit multifamily properties

  • Close quickly

  • Rates from 10.25%-12.75%

  • Minimum loan amount of $100,000



  • 15 & 30 year term loans (fixed or adjustable)

  • Single property and portfolio loans

  • 1-4 units, 5-10 units, mixed-use, and short-term rentals (Airbnb/VRBO)

  • Qualified on rental property income; no personal income check

  • Rates from 6.875%-9.0%

  • Minimum loan amount of $100,000



  • 12-36 month term

  • Multifamily, Industrial, Office, Mixed-use

  • Purchases, Value-add, Refinances

  • Rates from 10%-13%

  • Minimum loan amount of $500,000

What makes Mofin different?

quick & easy


No unnecessary document requests. Everything is done online and through our borrower portal. A dedicated MoFin team member will always be available to walk you through the process & our requirements.



We provide a term sheet with estimated closing costs as soon as you’re pre-qualified. No hidden fees, no bait-and-switch, no surprises at closing.


of close

We’ll never leave you hanging. Tell us when you need to close - we’ll either get it done on time, or tell you the soonest date we can close.

What People Are Saying About Us

    • Team work makes the DREAM WORK! George, James & Tyler are the real deal and go above and beyond to make sure your deals are funded quickly and properly! I had a strict deadline to meet and these guys came through and made everything easy to get the job done on time. I couldn't be happier with the results, and we're already working on the next loan. MoFin hands down gets an A+++ rating with first class, unmatched service!

      Aaron R.
    • I've been working with George and he has been very helpful for my investors. They are extremely competitive with their rates and they have one of the best 30 year term loans on rentals I've ever seen. They close quickly and the process on getting a loan is very easy. If you need a good contact, reach out to George. MoFin will take good care of you!

      Austin W.
    • I've received several loans through this company. Easy to work with and great rates. They have a variety of programs too, so you're not stuck with one strict underwriter.

      Ernie H.
    • These guys showed up. They aligned with what I needed to do, not what they could offer me. I HIGHLY recommend MoFin because they truly made a difference for me.

      Corey G.
    • I've used MoFin Lending to refinance 15 of my single family rental properties, and they have always been awesome to work with. The rates are excellent, and the service is awesome. If you're looking to refinance rental properties, you won't find a better lender to work with than MoFin.

      Jason M.
    • MoFin never fails to deliver what I am looking for as an investor. My appetite is constantly changing, and MoFin has changed with me every step of the way. I consider them a part of my team. I knew they were the truth on the 1st deal, and now even more on over 100 deals!

      Devon K.
    • Great overall experience with a great team! Very simple and fast process! Highly recommended across the board.

      Jason P.
    • Highly recommended! Excellent customer service from George. Impressive knowledge of the market.

      Eric L.
    • Tyler worked hard to get this deal moving and done. He is attentive with great follow up. Months after the deal closed and the loan was sent to a new servicer he followed up to get the transition working smoothly as the new servicer had incorrect information. Definitely would work with them again.

      Janet W.

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